5–50 Employee Benefits Savings & Retention Simulator
A structured educational comparison of your current strategy against areas you might investigate. This is not a quote and does not promise savings.
Your Current Strategy
Benefits you offer today
Benefits you'd like to explore
Benefits Opportunity Score
50
Tier: Growing
~$450/employee/month
1 of 12 benefit lines
Current Strategy vs. Potential Strategy
Current
- • Health
Potential to explore
- • Dental
- • Vision
- • Life
Where could your strategy be investigated?
Employee participation
Participation below carrier thresholds can limit which group options are available. Worth reviewing plan design and communication.
Dental & vision layer
Often among the most requested and lowest-cost additions employees notice immediately.
Income & family protection
Life and disability coverage are frequently missing pieces for small teams.
Voluntary cash-benefit layer
Supplemental benefits can broaden protection, often with lower participation requirements.
Alternative funding education
At your headcount, level-funded and other structures may be worth comparing alongside fully insured designs.
Renewal timing
Knowing your renewal date lets a review start 90–120 days early, when the most options are open.
Wellness & telehealth
Lower-cost programs that can support engagement and everyday access.
Educational / Preliminary — Not a Quote or Binding Recommendation. This tool does not calculate savings, rates, eligibility or carrier availability, and no savings of any kind are promised. A licensed GSS professional reviews every situation individually.